Harvest Oatmeal with Apple-Cinnamon Yogurt

Ingredients

• 1 cup uncooked old-fashioned rolled or steel-cut oats
• 3 cups fat-free milk
• 6 ounces cinnamon-apple Greek yogurt
• 1 apple, cored and chopped
• 1 pear, cored and chopped
• 1 Asian pear, cored and chopped
• ¼ cup pomegranate-flavored dried cranberries
• 1 half-section low-fat graham cracker, crumbled
• ⅛ cup walnuts, chopped
• Agave nectar or honey, to drizzle, optional